Collect all critical documents and evidences, including the photographs, police and medical reports, and statements of your witnesses. Take notes of significant details and review the policies given by the company. Don’t say anything which will cause your claim to be refused. Inspect each image ; they’d see an angle that could be turned against you. Don’t move the object in order to preserve it. In taking a picture, employ a camera that may offer you detailed and correct photographs. If you are wounded, go to the doctor or other medical supplier straight away.
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If you owe $4,000 as an example and chop that to just $2,000, that is already a great deal.